Workers? Compensation Essay -- essays research papers

Workers compensation is meant to protect employees from loss of income and to cover extra expenses associated with job-related injuries or illness. Accidents in which the employee does not lose time from work, accidents in which the employee loses time from work, temporary partial disability, permanent partial or total disability, death, occupational diseases, noncrippling physical impairments, such(prenominal) as deafness, impairments suffered at employer-sanctioned events, such as social events or during travel to organization business, and injuries or disabilities attributable to an employers gross negligence are the types of injuries and illnesses some frequently covered by workers compensation laws. Since 1955, several states have all toldowed workers compensation payments for job-related cases of anxiety, depression, and certain mental disorders. Although some form of workers compensation is available in all 50 states, specific requirements, payments, and procedures vary amo ng states. Certain features are common to virtually all programs The laws generally provide for replacement of lost income, medical expense payments, replenishment of some sort, death benefits to survivors, and lump-sum disability payments. The employee does not have to sue the employer to get compensation. The compensation is normally remunerative through an insurance program financed through premiums paid by employers. Workers compensation insurance pr...